4 Features to Look for in an Airline Credit Card

Airline credit cards are constantly gaining popularity in recent years. Airlines and other companies related to the travel industry benefit as customers utilize their services more often, brand loyalty is strong as well. Consumers with good credit history to get to gain greater value from their credit card. Basically, airline credit cards work similarly, purchases charged to your credit card to earn points for travel card, these points can be used in different ways, for example, contributes to free travel, hotel stays, a service car wash, etc. Four key features to consider when choosing a credit card airline are given below.

low interest rates: the cost of loans made ​​in relation to the annual percentage rate (APR). A good credit profile helps to gain low-April and Prime + 4%. Most credit cards offer a "variable rate" plan in April that changes with certain economic pokazateljima.Kamatne rates vary with the affected cards and other products, such as the grace period, annual fees, bonus points, etc. The cards that do not carry a monthly balance should not be really worry about interest rates, however, people who do not carry forward the state can choose from a range of airline credit cards that charge low interest rates. Some cards offer an introductory rate of 0% interest on balance transfers over time, which is usually 12 months.

Preset Spending Limit: limit consumption of airline credit cards can vary from a few hundred dollars to thousands dolara.Minimalne monthly payment is liable to increase with higher spending limits. Some cards allow users to spend more credit limit, amount over the limit, and the resulting fines are settled in the later months of payments. Credit card bills can quickly balloon is subject to scale. Therefore, the inveterate spenders are well advised to carefully consider in advance the cost limit before settling on the airline credit card.

Compatibility with other frequent-flyer programs: It is important to make sure the airline credit card offers this feature, the portability of miles points is desirable because it allows the freedom to use the services of more than one air carrier for otkupiteljsketočke. Because he was not tied to one airline, customers have a greater number of destinations to choose from. Bank-sponsored airline credit cards offer greater compatibility with other frequent-flyer program compared to the airline-sponsored credit card, which usually focus on one airline.

annual fee: There are several airline credit card that charges no annual fee. Non-airline credit cards that allow customers to accumulate miles are usually without takse.Svrha behind compensation is to try and reduce the cost of free miles and other freebies.Prosječna annual fee for the airline credit card is about $ 70. Frequent flyer stand to gain more by using cards that charge a fee, because with this card airline miles benefits are more than the cards that are free. Moreover, if the card is used for business-related travel, the annual fee may be tax deductible.